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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

312800% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Brilliant company

Found this company so easy to deal everyone you spoke to communication was so clear and concise would recommend to anyone Reviewed on: 13th January 2023

Credit card

Excellent to deal with & Great service. Reviewed on: 13th January 2023

How credit cards should be

No fuss, great notifications and app. Payments instantly on your balance. Cant say enough positive's about this company Reviewed on: 13th January 2023

The best

Hi am grateful for being with you and you give me chance to get my credit score better Reviewed on: 13th January 2023

All well

Good to have this card. Will always recommend Reviewed on: 13th January 2023

Does what you need

Works great for me , easy to use and navigate features. Reviewed on: 13th January 2023

Great card

Have had great service and good app everything so quickly sorted which is perfect. Reviewed on: 13th January 2023

Best out there

Can't fault Zopa .Keep me well informed of everything happening in my account .Fantastic. Reviewed on: 13th January 2023

Easy to use site

Easy to navigate and very informative Reviewed on: 13th January 2023

Happy

very excellent service quick online payment service Reviewed on: 13th January 2023

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