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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

312800% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Excellent service

From the day I have had this credit card, it's been plain sailing, and easy to apply Reviewed on: 13th January 2023

Great service

Great card, with great costumer service Reviewed on: 13th January 2023

Fantastic

Great service highly recommend, perfect Reviewed on: 13th January 2023

Helps greatly

This card helps in times of need a little lifeline Reviewed on: 13th January 2023

Fabulous

Great bank, easy to use app. Would definitely recommend it to others. Fabulous Reviewed on: 13th January 2023

Great and no worries

All of my transactions have been dealt with effectively,professionally and no problems. Customer service. Has been at the top of their game displaying knowledge and understanding and conclude business with the uttermost satisfaction. Reviewed on: 13th January 2023

Very easy to set up

Great company ive had no issue's Reviewed on: 13th January 2023

Best card

So easy to use and make payment the app is so easy to understand Reviewed on: 13th January 2023

Credit card review

I have had has this credit card for a year, and feel it is the best I have had they don’t let you get in to debt. They are responsible lenders. Reviewed on: 13th January 2023

Credit cards

Very help full easy to use app fantastic service Reviewed on: 13th January 2023

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