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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,506 reviews, last reviewed 11th Apr 2026
312800% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026
Christopher W's avatar
Christopher W

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026
Sener Erman's avatar
Sener Erman
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43506)

Zopa

5
Great credit card with an excellent app'. Helps me stay on track with everything. Reviewed on: 13th January 2023
Patrick Gardner's avatar
Patrick Gardner

Credit with care

5
Having a Zopa credit card has made my life a little bit easier as it was issued, delivered and managed without fuss and I have been kept up to date with my spending as soon as I have spent. Reviewed on: 13th January 2023
Bob Hornett's avatar
Bob Hornett

Best credit card provider

5
Always there to help Fast response Easy app Fast payments Less interest rates Reviewed on: 13th January 2023
assad_@hotmail.co.uk's avatar
[email protected]

Brilliant

5
Brilliant credit card and credit building Reviewed on: 13th January 2023
David Massingham's avatar
David Massingham

Application

5
Quick application to complete. App is very easy to use. Reviewed on: 13th January 2023
Shara Smith's avatar
Shara Smith

Great service and app!

5
Absolutely brilliant, easy to apply and the app is great! Love ZOPA Reviewed on: 13th January 2023
mally629@yahoo.com's avatar
[email protected]

Amazing

5
Really helpful and easy to use. Amazing service Reviewed on: 13th January 2023
Ben Fenton's avatar
Ben Fenton

Credit Card Made Easy

5
Straight forward no nonsense credit card, easy to use app and a sensible credit limit. Well done. Reviewed on: 13th January 2023
Garry Neath's avatar
Garry Neath

Saviour

5
Having a Zopa card has helped immensely. Very happy with it. Thankyou guys. Reviewed on: 13th January 2023
Dave's avatar
Dave

Amazing

5
I so happy i was accepted for this credit card and really help me . Hope you keep on top of our expectations. Reviewed on: 13th January 2023
George's avatar
George

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