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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Good one

I started using Zopa credit to start building my credit, only drawback for me is card can’t be added to apple wallet Reviewed on: 13th January 2023

100% recommended

Website excellent, everything easy to understand, simple to pay, wouldn't be without it. Reviewed on: 13th January 2023

Excellent service

Great service and support. Speedy and helpful customer service. Reviewed on: 13th January 2023

Great service!

No issues quick and easy to deal with Reviewed on: 13th January 2023

Amazing

Quick application process and easy to use. Loving app and tips on how to spend wisely. Reviewed on: 13th January 2023

The best card crefit

easy to understand Easy to manage... Reviewed on: 13th January 2023

Love my zopa

Easy to use app Instant credit when making a repayment, others cards can take a few days to process Reviewed on: 13th January 2023

Excellent customer service

Great credit card and fab app easy to use lots of extras to help with credit score etc lots of info to help you Reviewed on: 13th January 2023

Quality

Good rates ,quality nice customer service Reviewed on: 13th January 2023

Excellent choice

Easy to apply and very helpful. Reviewed on: 13th January 2023

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