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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Caring Credit

Great company keeping you informed along way along with advice on other facilities they offer. Reviewed on: 13th January 2023

Simple and sensible

No pushing the credit limit up with zopa. We like that. It's responsible and helps me to be too. Reviewed on: 13th January 2023

Simply simple

Zopa are extremely easy to deal with. From applying, to borrowing everything is simple. Reviewed on: 13th January 2023

Easy and simple

Zopa had a straight forward applicatuon process. The app is very simple to use and all fees and charges are clearly explained. To me, I would say there is no chance of being misled from start to finish. Reviewed on: 13th January 2023

Helpful and informative without being intrusive

Really helpful customer advisors. Emails are when required and not an overload of information just direct and informative Reviewed on: 13th January 2023

Fantastic Credit Card Provider

They are a really good credit card provider who offer good APR rates and credit deals. Reviewed on: 13th January 2023

Ok

Sint șofer lucrez la curierat Pentru Amazon Reviewed on: 13th January 2023

Great customer service

Great customer service, very easy to use app Reviewed on: 13th January 2023

So easy to apply and deal with

Applying was really easy and the app is so easy to use Reviewed on: 13th January 2023

The best ever

When I had my card with zopa I haven't heard of before one I did I found it the best provider for credit and a perfect way for credit building services to me it strat forward and helped me to build my credit Reviewed on: 13th January 2023

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