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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,506 reviews, last reviewed 11th Apr 2026
312800% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026
Christopher W's avatar
Christopher W

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026
Sener Erman's avatar
Sener Erman
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43506)

Review

5
Very good company, very good customer service Reviewed on: 13th January 2023
Matthew butcher's avatar
Matthew butcher

The Credit Card we all need!

5
Easy to apply, easy app to use and great with keeping you updated on spend and features Reviewed on: 13th January 2023
Andrew's avatar
Andrew

Review

4
Quick and efficient company card came within 2 days of being approved Reviewed on: 13th January 2023
emmahicken26@gmail.com's avatar
[email protected]

Lovely customer service

5
Never had a problem always helpful Reviewed on: 13th January 2023
mark.booth2009@gmail.com's avatar
[email protected]

Never a issue

5
Really go card never had any issues would definitely recommend to others Reviewed on: 13th January 2023
Alana's avatar
Alana

Great help

5
Gave credit when needed really helped out wen needed Reviewed on: 13th January 2023
Kenneth Barraclough's avatar
Kenneth Barraclough

Great credit card

5
Never had a bad experience with zopa. Customer service is great, credt card it great and easy to manage Reviewed on: 13th January 2023
Juliah Kechil 's avatar
Juliah Kechil

Simple as peas

5
The whole customer journey end to end was straightforward, clear and enabled me to make an informed decision on how to proceed. The app enables me to fully manage, track status and offers so many supportive useful elements and information! Finance done right! Reviewed on: 13th January 2023
SS's avatar
SS

Perfect credit card

5
Card and app is fantastic and gives clear advice and current info Reviewed on: 13th January 2023
Debbie Coulson's avatar
Debbie Coulson

Spot on

5
Great company and very easy to apply for Reviewed on: 13th January 2023
dan ryan's avatar
dan ryan

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