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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy to apply

So easy and straight forward to use! All my products on one page for easy management. Excellent. Reviewed on: 13th January 2023

very helpful

very nice people to sort things out Reviewed on: 13th January 2023

Applying

Easy to apply and get a quick response Reviewed on: 13th January 2023

Great customer service

Great service and easy to get help when needed. Reviewed on: 13th January 2023

Brilliant

Easy to use and no hassle what so ever very nice customer service love it Reviewed on: 13th January 2023

Excellent service

Good experience and service staff professional and not made to feel as though begging Reviewed on: 13th January 2023

Zopa credit card

Best credit card I've ever had, I use it to do my shopping weekly helps me to follow a budget, I then pay it off on the 1st of each month without getting any interest charges works so well for me I now have two family members with the same credit card. Thank zopa Reviewed on: 13th January 2023

Finance made easy

Easy to apply, affordable finance, vast opportunity for finance options and products. Reviewed on: 13th January 2023

Professional, courteous and very competitive

I love Zopa sense of communication, interest rates, App and its contents/offers and I haven't had any issues with Zopa since I took their credit card Reviewed on: 13th January 2023

So simple to use

Easy application, simple app, the chance to put caps on your limit so you never go above your limit and great customer service Reviewed on: 13th January 2023

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