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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Helpful

What I like about zopa is that it's doesn't juat up my credit when it wants. It's takes into consideration of my funding and what I cant afford that allows me not to over spend. Reviewed on: 13th January 2023

Superb credit card

This is the one company I can heartily recommend. Their support to card holders is brilliant and their admin second to none. Reviewed on: 13th January 2023

Brilliant

Can’t praise Zopa enough always ready to help Reviewed on: 13th January 2023

Amazing products and customer service

Application process was seamless. The zopa app is easy to understand and clear to manoeuvre through the pages. I have already suggested them to friends and family. Reviewed on: 13th January 2023

Fantastic company

Brilliant company very helpful if you need to ask anything if they can't give you the reply they will find someone who will answer your questions. Reviewed on: 13th January 2023

Great service, simple and clear

Everything from the initial application to updates and notifications, very simple easy to follow, limits are good no silly increases on my account. Overall really good card and service Reviewed on: 13th January 2023

Excellent

Excellent customer service , Excellent rates Excellent spending amount Reviewed on: 13th January 2023

Excellent credit card

Very good app, after payment - your balance refreshing straight away Reviewed on: 13th January 2023

good company

Easy to apply , and the added bonus of the app Reviewed on: 13th January 2023

Good so far

No issues with zopa. Good combination and easy to use Reviewed on: 13th January 2023

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