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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great company

Easy to use app, tracks your spending and able to make payments easily. Nice little reminders when you’re due too Reviewed on: 13th January 2023

A breath of fresh air

Fantastic app, great customer service. Couldn’t recommend more, 5 stars. Reviewed on: 13th January 2023

One of the best credit providers 2023

I have been trying to shop for credit cards until I came across Zopa. As I had not had a credit in the past it was difficult to start looking for one as most credit companies look at your credit scores Zopa have been great lately and we’re available to give me an opportunity I have almost had the account for 6 months now. Reviewed on: 13th January 2023

Nice and easy to use

Good customer service when needed and easy to use app Reviewed on: 13th January 2023

Worth to have

Excellent product for the credit score build. Ease workable card. Reviewed on: 13th January 2023

Excellent experience

Application was easy and straightforward,customer service was very good, every question was answered in detail with no legal jargon that was hard to understand, simple plain everyday English. Reviewed on: 13th January 2023

Brilliant service

Just love everything about this card. The app is absolutely fantastic as well. Reviewed on: 13th January 2023

Great

Have not had a problem informative and helpful Reviewed on: 13th January 2023

Easy

Very easy to manage and keep on top of. Reviewed on: 13th January 2023

Very good service

I am very happy as zopa customer Reviewed on: 13th January 2023

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