Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

View other Zopa products

4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Easiest credit card app around

I have a couple of credit cards and move my balance around to get the best deal. However this one is my wallets staple, no just because the rate is decent and the card has a funky design, but because the app is so simple and intuitive. Makes it so easy to manage my finances. Reviewed on: 13th January 2023

What a company

Cannot fault Zopa, very helpful, so easy to deal with , fantastic customer service Reviewed on: 13th January 2023

Very good

Great service . Easy access in app Reviewed on: 13th January 2023

Quick and easy

Really fast,easy and thorough! Clear and precise and made sure I could afford it before taking anything out! Reviewed on: 13th January 2023

Brilliant!

Easy to use app and service is great! Reviewed on: 13th January 2023

Great credit card facility

Very good customer service credit facility excellent. Would 100% recommend.. Reviewed on: 13th January 2023

Ace service

Brilliant company to use. Allows you to set up a credit cushion. Brilliant Reviewed on: 13th January 2023

Considerate

This is a credit card company that has helped me meet up my obligations and have others' problems in mind. Reviewed on: 13th January 2023

Highter recomandly. Realy Easy to USe

The best app . Realy easy to use Reviewed on: 13th January 2023

Brilliant company

They helped me along with guiding my credit Reviewed on: 13th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Balance Transfer Credit Card
from Halifax 4.50 from 60 reviews
Purchase credit cards
from MBNA 2.83 from 196 reviews
Platinum Cashback Credit Card
from American Express 4.57 from 69 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5954 reviews
Personal loan
from Zopa 4.94 from 68054 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub