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Zopa: Credit card reviews

4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44354)

Excellent company

5
Excellent company who looks after all your needs and not in it just for the big interest repayments Reviewed on: 13th January 2023

I'm happy

5
I am satisfied with the services Reviewed on: 13th January 2023

Great product and service

5
Excellent service great app love the notifications Reviewed on: 13th January 2023

Quality service

5
I have used this company for a while now. Brilliant service. Quality app. Highly recommended. Reviewed on: 13th January 2023

Amazing

5
Been very happy with my experience with Zopa so far. Couldn’t recommend them enough Reviewed on: 13th January 2023

Zopa doopa

5
I was extremely pleased when Zopa approved me for a credit card, I think they are a responsible lender and extremely customer focused. Reviewed on: 13th January 2023

Great

5
Card,company, and App are excellent Reviewed on: 13th January 2023

Perfect

5
The app really helps you keep an eye on your credit, payments dates, the lot. Payments are applied immediately, unlike some card providers that allow "processing time" to earn a bit of extra capital. Reviewed on: 13th January 2023

Fantastic customer service

5
Zopa has one of the best customer service experience Reviewed on: 13th January 2023

Amazing

5
Very easy, very reliable, could not ask for more Reviewed on: 13th January 2023

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