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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

a fair and trusted card

i love this card and take it every where i go Reviewed on: 13th January 2023

Very simple process and ease of use

The process to apply is very easy. The management of the card is so simpler with the mobile app and the communication from Zopa has been fantastic so far. Reviewed on: 13th January 2023

Amazing Service

Fantastic app, helps you understand credit cards and how to build your credit. The app is so easy to use, you can find everything on it. Would highly recommend it! Reviewed on: 13th January 2023

Didn't receive mu card yet

I would recommend you but I applied for my car 8 months ago and still haven't received it yet so don't know what else I can say Reviewed on: 13th January 2023

Good experience

They are straight forward and helpful with any enquiries. Reviewed on: 13th January 2023

Great Easy to use

I managed to get a 0% card from Zopa, I found the App very easy to use and the Balance transfer too minutes. Easy to pay the bill via the App. Everything is so easy compared to some other credit card Apps. Reviewed on: 13th January 2023

Best company

Easy to use app...helpful professional staff Reviewed on: 13th January 2023

Excellent

Very helpful and friendly and can't do enough for you Reviewed on: 13th January 2023

Fantastic

Quick response and excellent services Reviewed on: 13th January 2023

Credit card

I have received the best service I could have imagined Reviewed on: 13th January 2023

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