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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

The Best Around

Fantast all around great credit card and a great company. Comes with a great easy to use app which you can do everything you need. Reviewed on: 13th January 2023

Very pleased with the company

Been very helpful since joining this company Reviewed on: 13th January 2023

Zopa have been excellent.

I have been using Zopa for a couple of years for a credit card, loans and savings and can honestly say that they are the model for how a modern financial institution should be. They are clearly fiscally prudent whilst making sure that your financial needs are met. 5* for me. Reviewed on: 13th January 2023

Great for a credit builder

My.credit was very low and needed a line of credit to build this and zopa came to the rescue helping me get my credit score moving in the right direction Reviewed on: 13th January 2023

Great and easy service

Great service, easy application and can do everything through the app easily. Reviewed on: 13th January 2023

Great company and so easy to use and sooo helpful and honest!

I would recommend to anyone, this is a great card provider they are true and honest and care about people!! Reviewed on: 13th January 2023

Great Credit card provider

Have been amazed with the service and services provided since day 1 with Zopa would highly recommend Reviewed on: 13th January 2023

Superb credit card company

Everyone is polite, helpful and friendly. If only every credit card company was as good as Zopa. I would recommend to anybody. Reviewed on: 13th January 2023

Very good

Very good company and easy process in everything they do would definitely recommend Reviewed on: 13th January 2023

Totally recommend

Best credit card with the best app. Keeps you in control and easy to transfer money etc Reviewed on: 13th January 2023

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