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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great Credit Card

Easy to apply, low rates of interest. Would recommend to friends & family. Reviewed on: 13th January 2023

Brilliant credit card

Very helpful customer service ,,brilliant app where you can keep an eye on your spending Reviewed on: 13th January 2023

Great card

Great card to help build credit Reviewed on: 13th January 2023

Excellent service

Easy application. Great app and good communication Reviewed on: 13th January 2023

Absolutely brilliant

Amazing ! Helped me out and helped bring my credit score back up in a positive fashion Reviewed on: 13th January 2023

Best credit card 2023

Easy application, no masses of paperwork, application done in a couple of clicks. Easy to follow on line app.. Perfect A1++++++ Reviewed on: 13th January 2023

THE BEST ALL ROUND!

I went through Zopa for car finance and I also have a credit card with them. They have an amazing app that is more advanced than most credit apps. There team are super friendly and helpful. A massive shout out to Jack who helped me find my dream car :) Reviewed on: 13th January 2023

brilliant

very easy to stay in control and u know when u have to pay eatch month and the credit cushon is a good idea Reviewed on: 13th January 2023

Great company with great customer service

A great company that allows you to grow your credit score with manageable credit cards that aren’t expensive. Reviewed on: 13th January 2023

Perfection Personified

Have never seen such a perfect visa credit card . The app is extremely user friendly When you make a payment it shows on you account instantly which is a gem Reviewed on: 13th January 2023

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