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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Credit Card

An excellent product with straightforward App. Reviewed on: 13th January 2023

Best ever

Easy and convenient . Life saver, a bit high on apr Reviewed on: 13th January 2023

Easy peasy

Quick to get account, the app is good simple to see statement. Reviewed on: 13th January 2023

Zopa

It's great to have a low percentage credit card like zopa with great value &customer services. Reviewed on: 13th January 2023

Great company credit card

Very good customer service and exceptional credit card Reviewed on: 13th January 2023

Good service

Easy to apply Easy to use the app Reviewed on: 13th January 2023

Excellent

Good card good amount given great for use in emergency or as a daily usage it’s up to individual how u use if u ever experienced problem the customer service helps Reviewed on: 13th January 2023

Zopa card credit

Excellent company with very good offers. Reviewed on: 13th January 2023

Amazing

Very professional very helpful amazing product Reviewed on: 13th January 2023

Very good

Very goog recommend to everyone very easy to use money coming to card straightaway Reviewed on: 13th January 2023

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