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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Best credit card

Beat credit card and app, very easy to use Reviewed on: 13th January 2023

Fantastic service and brilliant app

The service I get is really good and Zopa have the best credit card out there it’s ever so easy and everything is clearly laid out Reviewed on: 13th January 2023

Amazing

Highly recommend! One of the best credit card providers! Reviewed on: 13th January 2023

Great card

Zopa has an easy app to manage the account. Over all never had an issue. Reviewed on: 13th January 2023

Great service

Great service and with an excellent app for controlling and keeping up to date with your account Reviewed on: 13th January 2023

Outstanding!

Great service, excellent communication and easy to use online statements Reviewed on: 13th January 2023

Excellent Card

I love how good my ZOPA card is, two parts my balance transfer and my normal everyday use. Fantastic starting limits really impressed me. Easy to use and great customer service Reviewed on: 13th January 2023

Zopa credit card

Zopa is absolutely amazing, Reviewed on: 13th January 2023

Best app in the business

So user friendly , best credit card and loan app out there Reviewed on: 13th January 2023

Good product

Easy to use and convenient, useful especially in case of emergency. Reviewed on: 13th January 2023

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