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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great start up card

I’ve been using my card after I was in a trustee to build up my credit. Really easy to use and they also have a savings account as well. It helps just to have a safety net to rely on! Reviewed on: 13th January 2023

Life saver

Great product, great customer service = great peace of mind. Reviewed on: 13th January 2023

Good service

Payment update is very easy and efficient. Reviewed on: 13th January 2023

Good provider

Best app easy to use good interest rate Reviewed on: 13th January 2023

Zopa credit card

Excellent communication good app easy to understand and easy pay back options Best credit card I have had Reviewed on: 13th January 2023

There great and easy to use

The app is so easy to use and straight forward Reviewed on: 13th January 2023

Excellent card and service.

Very happy with my card, and the excellent service that Zopa provides. Highly recommended to friends and family. Reviewed on: 13th January 2023

Simple easy to use app

I love everything about Zopa from its savings, apps to its credit card, everything he’s laid out and explained perfectly . Reviewed on: 13th January 2023

Excellent service

Swift response and great service. Reviewed on: 13th January 2023

Zopa made it easy for me to build my credit

The card and app are easy to use, simple to set up Reviewed on: 13th January 2023

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