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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44354)

Personal loan

5
I have found zopa credit card service to be excellent and would give friends and family excellent advised to choose zopa credit card a a1 service Reviewed on: 13th January 2023
Dean Gregory's avatar
Dean Gregory

Great app and easy to work

5
Easy to work app. Great system. Great customer service. Nice and polite advisors. Good email reply times. Easy to pay. Good for the credit levels Reviewed on: 13th January 2023
amandafinlayson@live.co.uk's avatar
[email protected]

Amazing!!

5
My credit rating hasn’t been that great, Zopa not only accepted me to give me a chance on the app it has great ways to save money and goes that step further then other credit card company’s to look after there customers! Very happy Reviewed on: 13th January 2023
Marcus peck's avatar
Marcus peck

THE BEST

5
"By Far The Best Most User Friendly Service By A Long Shot!!!" Reviewed on: 13th January 2023
Craig Webb's avatar
Craig Webb

Easy credit card

5
Simple sign up and a good application keeps you upto date Reviewed on: 13th January 2023
stephen.east4@btopenworld.com's avatar
[email protected]

They help me a lot, thanks

5
Zopa help me a lot when I needed, thanks for this. Reviewed on: 13th January 2023
Stanislav Drenski's avatar
Stanislav Drenski

Recommended Card

5
Very happy with the card and the credit limit offered Reviewed on: 13th January 2023
SimonTuroff's avatar
SimonTuroff

Best credit card

5
The card is so fair, they are the only company to ever email me breaking down my payments and telling me how to avoid interest in detail, actually helping me understand credit Reviewed on: 13th January 2023
joannawhiting@live.co.uk's avatar
[email protected]

Best card

5
This is the best card I have had to build credit score up and use easy app a d every thing you need Reviewed on: 13th January 2023
Michael's avatar
Michael

Does what it says on the can

5
All runs very smooth with no worries Reviewed on: 13th January 2023
Dennis Mabbett's avatar
Dennis Mabbett

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