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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Literally the best

Low apr, the app is easy the navigate and use and you can make everything easy for your self and pay little at a time Reviewed on: 13th January 2023

Good product, low interest and flexible rates

Used the card for unexpected expenses and everyday shopping. Really good Reviewed on: 13th January 2023

Very nice

Trust worthy companies and i shall recommend for al my friends and family. Reviewed on: 13th January 2023

My card

It's their when l need it the most secure help Reviewed on: 13th January 2023

Changed my credit life

This company has laid the foundations for me to steer me onto a better financial path! , month by month keeping me updated on my credit score ways to improve my credit and with affordable min payments to make sure I always keep up to date on payment dates , I have got family members to join and friends since I joined up and if your looking to get back on top of your credit I suggest you look no further Zopa thank you Reviewed on: 13th January 2023

Affordable with clear and easy to navigate app.

Takes the trouble to learn a bit about the borrower and tailors its product accordingly. Reviewed on: 13th January 2023

Very good

Very good and very easy ti used, Reviewed on: 13th January 2023

So easy to use

Finally a credit card that you can add to Google and Apple pay. Payment updated are instant you can't get better than that Reviewed on: 13th January 2023

Great

Easy to use and easy to navigate through the app and get it easy on your device and get it done with a good day Reviewed on: 13th January 2023

Best credit card

I’ve been using Zopa for about a year now, I love it. So easy to use online banking. Very helpful staff and everything is set out with no hidden fees. Reviewed on: 13th January 2023

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