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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

EXCELLENT PRODUCT, EXCELLENT SERVICE

Fantastic support all round , very easy to understand Reviewed on: 13th January 2023

One of the best banks out there!

A fantastic company to bank with and intuitive interface for customer service and provision Reviewed on: 13th January 2023

Easy to use

Easy to use app Could do with a higher credit limit as starting business Reviewed on: 13th January 2023

Excellent service

Everything from setting up to managing my day to day using Zopa has been easy. And customer experience has been great in both the contact centre and using the app. Reviewed on: 13th January 2023

Just fantastic

Best credit card out there no hassle when u use it and great app that goes with it clear and easy to use Reviewed on: 13th January 2023

Great service

No problem is too much trouble. Will go above and beyond to help Reviewed on: 13th January 2023

Fantastic

I love how the app does everything, you can check your balance, make payments even see your credit and affordability score! So handy to have everything in one place Reviewed on: 13th January 2023

Exceptional, customer oriented service

I have nothing but an exceptional, relaxed and professional experience with Zopa. Their app is easy to use, with everything in one place and I wouldn't hesitate to recommend them. Reviewed on: 13th January 2023

Very good

Gives me that extra cash to buy if needed Reviewed on: 13th January 2023

Great Company

Great company, service provider. Assistance via the App or on the phone is always spot on and helpful Reviewed on: 13th January 2023

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