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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44354)

Excellent app and service

5
Very easy company to deal with, product explained well and the app is easy and great to use, 100% recommended Reviewed on: 13th January 2023
kevin day's avatar
kevin day

Amazing

5
It is absolutely amazing, and staff are very helpful and polite, and credit card is very useful and worth it. Reviewed on: 13th January 2023
Simone Atkinson's avatar
Simone Atkinson

Best credit card I have ever had

4
Low interest so easy to manage, plus credit building. Reviewed on: 13th January 2023
RiBB Awulira's avatar
RiBB Awulira

ease of use

5
honestly, Zopa has a very simple design. it shows you exactly how much interest you're paying on your overall purchases, it keeps your minimum payments to a fair minimum that doesn't break the bank and you can use your card anywhere. Reviewed on: 13th January 2023
nateiym's avatar
nateiym

Great card

5
Best ever credit card to come out and easy to apply for Reviewed on: 13th January 2023
Ricky Batley's avatar
Ricky Batley

Great card to get

5
Very good on notification and reviews on payment Reviewed on: 13th January 2023
Irene's avatar
Irene

Good place to start

5
Good and easy app good interest rates Reviewed on: 13th January 2023
Andrew Hume's avatar
Andrew Hume

Always helpfully

5
Always helped me when ever I needed Reviewed on: 13th January 2023
Waseem Yasin 's avatar
Waseem Yasin

Brilliant from day 1

5
Absolutely brilliant and helpful always Reviewed on: 13th January 2023
Eddie's avatar
Eddie

Great card

5
Love that you can look at your balance anytime. You receive a text each time you use your card You can add a credit cushion for that unexpected emergency. As soon as you pay off balance it shows straight away that you have made a payment. Lastly fantastic customer service. Reviewed on: 13th January 2023
Sharon cartmell's avatar
Sharon cartmell

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