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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very good service

Fantastic service which has helped me with my credit rating. Reviewed on: 13th January 2023

They helped me when no one else would

The only provider which was willing to offer me a card. I will always stay with them for all financial needs now Reviewed on: 13th January 2023

Credit card

This credit card is very good and they look after you all the way to purchases.only had one hiccup and they sorted it out straight awY. Would reco.mend them to anybody looking for a credit card Reviewed on: 13th January 2023

Simplicity at its best!

From the minute you apply, the process is so user friendly! This remains consistent even when you start using the product! Everything is at your fingertips and if you’re stuck, the online help is a click away! Reviewed on: 13th January 2023

Good card!

Great card and initial credit limit , good telephone customer service with English speak customer service staff , that could understand what you were saying , without having to repeat yourself over and over again , as with the overseas call centre staff who cannot understand what you are saying and cannot reply without repeated questions Reviewed on: 13th January 2023

Best credit card provider

They after sales service and customer support is great Reviewed on: 13th January 2023

Zopa credit card

I use my card when I need to, but I've set up a direct debit to pay a certain every month and I usually pay additional money to pay the balance off quicker. I haven't had any issues so far Reviewed on: 13th January 2023

Fantastic company

There very good the way they xplain to you Reviewed on: 13th January 2023

Jill

Very good great value great customer services Reviewed on: 13th January 2023

Great Credit Card

Easy to apply, low rates of interest. Would recommend to friends & family. Reviewed on: 13th January 2023

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