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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Fantastic service

Really easy application process and great customer service. Managed by an App just so easy. Reviewed on: 13th January 2023

Best Credit Card Provider

As the title claims, Zopa is the best credit card to use. Very efficient and seamless to use. Would always recommend to family and friends! Reviewed on: 13th January 2023

Super

Great product and customer service Reviewed on: 13th January 2023

Easy to use

It's a great card which makes life easier on the go Reviewed on: 13th January 2023

First Class

Excellent Credit Card backed up by helpful friendly staff. Reviewed on: 13th January 2023

Would recommend

Well packaged product The application is easy The app is idiot prof The starting credit is little risk Perfect for low income Overall found it one of the better lender experiences Reviewed on: 13th January 2023

Excellent service

Had problems with unauthorised payment which was dealt with straight away Reviewed on: 13th January 2023

Very good

Very good and happy with zopa as they are helping me with my credit score Reviewed on: 13th January 2023

Clear and simple

Easy, clear and simple. From application to organising repayments. The app is clear, accessible and functional. Reviewed on: 13th January 2023

Poor and not helpful

Borrowing power is very poor compared to my other company do not update anything and would never use them again Reviewed on: 13th January 2023

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