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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Fab credit card

Easy to use, easy to pay, easy to keep on top of your finances Reviewed on: 13th January 2023

A star company

Zopa keep you up to date with all transactions and you spending habits Reviewed on: 13th January 2023

Best credit card with no hassle

I apply for a Zopa credit card which was quick . The app is also good to use manage ur money and give u general update with money managing . This is not just a credit card Zopa does they also have bank loan and acc can be open for saving . Thanks Zopa best credit card so far Reviewed on: 13th January 2023

Credit builder

Keeps me updated with my finances, credit score and new offers. Reviewed on: 13th January 2023

Feedback

Very friendly staff and clear communication with updates or reminders. Very easy service to access via the app to monitor credit card and check usage. Highly recommend to family and friends Reviewed on: 13th January 2023

Fast and fair

Get your credit limit straight away and the rates are fair .Great customer service and always on hand to help. Reviewed on: 13th January 2023

The best company

Everything is ok for me, the app, the comunication with company when you have a issue, the best Reviewed on: 13th January 2023

Well balance credit provider

straight forward and clear - easy to use Reviewed on: 13th January 2023

Good

Happy with zoopa no to bad credit cards thanks Reviewed on: 13th January 2023

Great card

No problems with zopa always informative and online payments so easy to do. Reviewed on: 13th January 2023

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