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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great card

No problems with zopa always informative and online payments so easy to do. Reviewed on: 13th January 2023

Spot on

Easy to use and professional great app friendly service Reviewed on: 13th January 2023

Great credit card!

They have an easy to use app and never had a fault with Zopa! Making payments are seemless and would recommend to anyone to help with your credit score Reviewed on: 13th January 2023

Great credit card and great app

Making payment through the app is so easy and the security of your card and payment is fantastic Reviewed on: 13th January 2023

Quick and simple!

Zopa made the whole process less onerous than I have had previous experience of. Everything clearly explained and flexible in suiting my needs. Thoroughly happy! Reviewed on: 13th January 2023

Customer

Easy and reliable service handy to have in case of emergency very well informed Reviewed on: 13th January 2023

Good service

I love it so much your service and happy with service Reviewed on: 13th January 2023

The best

This credit card is the best one I own so easy to use and pay back they are reliable and the interest is a good rate Reviewed on: 13th January 2023

good

I very happy to apply credit card from zopa very easy to apply very quick to be approve . Reviewed on: 13th January 2023

Fast and efficient

Clear web page easy application fast response Reviewed on: 13th January 2023

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