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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Beautifully simple

Good comms, Brill app, Good product. Reviewed on: 13th January 2023

Great service

Great service and very good rates Reviewed on: 13th January 2023

Great customer service

When ever I have an issue it is rectified that call! Reviewed on: 13th January 2023

Good card to use

Find it good to use in between pay checks if needed. Then can pay balance off. Reviewed on: 13th January 2023

Great provider!

Open, transparent and helpful! App is really useful and the up to date balance is really helpful Reviewed on: 13th January 2023

No nonsense credit card

So easy to use this and pay the card. Best company . Reviewed on: 13th January 2023

Quick and easy application , instant decision, app very easy manageable.

Quick and easy application process with instant decision, app very easy manageable, overall only positive feedback. Reviewed on: 13th January 2023

Simple and helpful

Zopa is designed in such a simple way which helps me understand it so much better as I am autistic and some things confuse me but maneging my money and credit with zopa works so well. Reviewed on: 13th January 2023

Excellent service

Excellent service from Zopa. Really good app simply to use. Many thanks to Zopa and its team. Reviewed on: 13th January 2023

Zopa cards

Excellent and easy to use and good interest rates Reviewed on: 13th January 2023

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