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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Really good card

Gave me a chance with not the best credit score. Great limit and great app. Couldn’t recommend enough Reviewed on: 13th January 2023

Excellent service

Excellent service and I happy to be with them Reviewed on: 13th January 2023

Fantastic

The app is good and easy to use . Communication is great Reviewed on: 13th January 2023

Excellent provider!

Love the low interest rates, app is simple and functional, easy to use. Borrowing lets you see straight away what you are eligible to apply for. Customer service has been excellent, can't fault them at all Reviewed on: 13th January 2023

Excellent company !!

I love the app and the customer service is next to none! Totally recommend to all friends and family Reviewed on: 13th January 2023

Excellent card

Excellent card ,easy application ,fast response times easy to use App,highly recommend anyone to apply for a Zopa credit card. Reviewed on: 13th January 2023

I love it

I love using this card. Is one of the best Reviewed on: 13th January 2023

Great company

Really impressed with the app and it has helped me improve my credit score from 400 to 850 Reviewed on: 13th January 2023

Brilliant product

This is a very modern card so easy to use and keep track of transactions, best card I've had in ages would highly recommend it Reviewed on: 13th January 2023

Is okay

I believe the rate is quite high, but is good to start a credit history. Reviewed on: 13th January 2023

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