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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

A good helper I got in Zopa card.

I was given Zopa card after refusals from other cards,I am new to the country and I got Zopa card within my first Year in the UK when others rejected me.I’m grateful to Zopa . Then,the user interface of their website is fine and simple to use . Reviewed on: 13th January 2023

Zopa card

This is so simple to use. Convenient and keeps you well informed on every aspect of your Zopa card. Reviewed on: 13th January 2023

Credit building

Zopa has helped me build up my credit rating these last couple of years,and now I have been able to get a healthy credit score. Would recommend this company to anyone Reviewed on: 13th January 2023

Excellent

Very easy to deal with, everything was so straightforward and fast upon sign up! App extremely user friendly. Reviewed on: 13th January 2023

The best credit card

It is actually an excellent credit card, it has served me at many times to pay for anything I need to transfer money to withdraw money, its interest is good, I recommend it forever and ever Reviewed on: 13th January 2023

K godfrey

Probably the best card I have the app keep me updated Reviewed on: 13th January 2023

A****

Great card easy to apply for would highly recommend Reviewed on: 13th January 2023

Zopa cc

My personal experience with Zopa has been excellent, cannot fault them in ant way. Reviewed on: 13th January 2023

Zopa your way to success a triple AAA credit card

Application is easy to do App is easy to use Advantageous to get your credit in order Zopa is ZUPER Reviewed on: 13th January 2023

easy to use credit

Zopa offers me more than just a credit card, it keeps me up to date and has an easy to use app for payments and managing my finance products with them. Reviewed on: 13th January 2023

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