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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Best service provider

Best experience throughout the whole process Reviewed on: 13th January 2023

Love this credit card!

Zopa’s credit cards are amazing, easy to use app, great support and customer service. Would recommend them to everyone! Reviewed on: 13th January 2023

Amazing

Easy to apply, quick response , card sent with in a week, easy to download the app , easy to access my account Reviewed on: 13th January 2023

Really good card

I love the Zopa card and when I use it abroad you don’t get charged which is better than carrying cash Reviewed on: 13th January 2023

Easy to use card

Great card. I particularly like the fact that payments to the account show up on your balance instantly. Reviewed on: 13th January 2023

Astonishing customer service

Very handy and affordable. The customer care is there when needed with prompt , swift and helpful responses . No stress Reviewed on: 13th January 2023

Fantastic service

I have received the best service I could expect from a credit card company I am very happy with the help and support I have received Reviewed on: 13th January 2023

Excellent provider

Very good customer service and overalll an excellent credit card provider!! Reviewed on: 13th January 2023

Absolutely good card

Quick review.Easy to handle.Really like if top up money I can see it on my account immediately. Reviewed on: 13th January 2023

Is very nice I used normal

This for zopa this is very cool and easy Reviewed on: 13th January 2023

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