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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great service and easy accessible

This company has great customer service and app is easy use able , great accessible esay to use in shops etc Well recommended Reviewed on: 13th January 2023

Can't fault them

Very good service. Quick responses. Reviewed on: 13th January 2023

Credit card

Zopa credit card is brilliant. Interest rate is good . The app is easy to use so you don’t miss any payments. Reviewed on: 13th January 2023

Never had any problems with my card or payments

Always quick to update when payments are made and hassle free Reviewed on: 13th January 2023

Excellent service and app

The app is great and the service is always prompt. Reviewed on: 13th January 2023

Best card ever

Very easy to download and to understand very easy to pay with your card would highly recommend this card and is not too much on the interest Reviewed on: 13th January 2023

A good card

they approve my card quickly, and it arrived in a couple of days Reviewed on: 13th January 2023

Very informative

Keeps you up to date on spending and gives choice of min payment set payment or full payment or whatever you want to pay excellent service Reviewed on: 13th January 2023

Connivanent efficient and realible card

Easy, efficient and no hassle. Quick to set up and answer straight away. Reviewed on: 13th January 2023

So helpful

Always there when your in need Zopa said yes when everybody else said no . Reviewed on: 13th January 2023

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