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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

great company would recommend to anyone who wants no...

great company would recommend to anyone who wants no hassle Reviewed on: 15th January 2026

One bank

App simple to use application easy Reviewed on: 15th January 2026

Been amazing and had no problems

Been amazing and had no problems Reviewed on: 15th January 2026

My experience of Zopa is first class.

My experience of Zopa is first class. Recently I missed a payment due to the Christmas period. It was no problem for |Zopa. They simply gave me another date and the payment was made. First class if you ask me Reviewed on: 15th January 2026

Excellent, Friendly and very supportive service

Excellent, Friendly and very supportive service Reviewed on: 15th January 2026

App is excellent.

App is excellent. Customer service also. My query anserwed quickly. I intend to upgrade my services in the futue. All told, a pleasure to deal with. Reviewed on: 15th January 2026

Easy to apply with quick response.

Easy to apply with quick response. I receive a monthly statement telling me all information regarding my finances with Zopa Reviewed on: 15th January 2026

Fantastic and so easy to use card and tha app

Fantastic and so easy to use card and tha app Reviewed on: 15th January 2026

So far so good nice and easy to use never had a prob...

So far so good nice and easy to use never had a problem I’m happy with zopa Reviewed on: 15th January 2026

Top provider and easy set up great for travel emerge...

Top provider and easy set up great for travel emergencies Reviewed on: 15th January 2026

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