Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43505 reviews)

View other Zopa products

4.94

Based on 43,505 reviews, last reviewed 10th Apr 2026

156300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43505)

Amazing

I use this card. This is my Best credit card. Correct Reviewed on: 13th January 2023

Brilliant

Help me out when I needed help.. always there to sort things out. Great app to use Reviewed on: 13th January 2023

Very easy

Always get tips how to improve my account and how to make it better Reviewed on: 13th January 2023

Yes I recommend

Very good product and good service Reviewed on: 13th January 2023

Best credit card

Great customer service and best rates real-time update and notifications Reviewed on: 13th January 2023

Excellent service

Easy to manage card. Offers great services had no issues with contact. Very helpful customer service team. Reviewed on: 13th January 2023

Best credit card provider

Low interests fees.i will recommend to all my friends Reviewed on: 13th January 2023

No hassle and helpful staff

I have had a few credit cards over the years but Zopa has been far one of the best also helping me to save money! Reviewed on: 13th January 2023

Perfect credit card

Perfect credit card and helpful staff when needed questions answered Reviewed on: 13th January 2023

Simple and easy!

We can manage all by the app. Extremely professional and educate people to save. Reviewed on: 13th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from M&S Bank - Marks and Spencer 2.83 from 190 reviews
Credit card
from Nationwide 4.01 from 210 reviews
Credit card (discontinued)
from Tandem 4.66 from 358 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5954 reviews
Personal loan
from Zopa 4.94 from 68054 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub