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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43505 reviews)

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4.94

Based on 43,505 reviews, last reviewed 10th Apr 2026

156300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43505)

Great credit card

Great rates and very quick and easy Reviewed on: 13th January 2023

Great company

Great service no hassle easy to access on your phone Reviewed on: 13th January 2023

Ease of use

Easy to use and add to Google pay and so easy to pay online with my banking app Reviewed on: 13th January 2023

Easy to manage

Easy to manage everything in app in is place Reviewed on: 13th January 2023

Excellent

Simple, easy and excellent, great hops Zopa Reviewed on: 13th January 2023

Fab

Happy to use their credit card App is great Reviewed on: 13th January 2023

Perfect

Perfect card, great service from customer services, super quick replacement card when lost mine. Reviewed on: 13th January 2023

Helpful

Zopa has been a great credit card. They have helped me to get my credit score moving up the ladder again. A very helpful service. Reviewed on: 13th January 2023

Best credit card ever

Reason it's the best is the app is easy to access with great customer service support. Reviewed on: 13th January 2023

Credit card

Fantastic service and great customer service I would recommend Reviewed on: 13th January 2023

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