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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,506 reviews, last reviewed 11th Apr 2026
156350% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026
Christopher W's avatar
Christopher W

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026
Sener Erman's avatar
Sener Erman
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43506)

Easy peasy

4
I wasn’t sure i would get accepted for a Zopa credit card but I applied and got accepted and since then on it’s been great, I downloaded the app and it’s super easy to pay your monthly instalments and straight forward. Reviewed on: 13th January 2023
Charlene hamill 's avatar
Charlene hamill

No hassle, no fuss, just perfect!

5
Simple, straightforward! You feel respected when you apply! Other banks you feel you are asking for the heavens! Well done Zopa. Reviewed on: 13th January 2023
Smaine's avatar
Smaine

Good

5
Very good experience and easy to use the application Reviewed on: 13th January 2023
srikanthlingala191@gmail.com's avatar
[email protected]

Good card for low credit score

5
Happy with zopa, easy to apply and do balance transfer for people with low credit rating would definitely recommend! Reviewed on: 13th January 2023
Marie-louise thompson's avatar
Marie-louise thompson

Excellent

5
Upfront and helpful, better than others. Reviewed on: 13th January 2023
Gordon 's avatar
Gordon

Very good

5
Just got my card. Everything running smoothly Reviewed on: 13th January 2023
Andrew Forde's avatar
Andrew Forde

Excellent

5
This company help me a lot in sorting out things financially Reviewed on: 13th January 2023
Emily's avatar
Emily

Very helpful and easy to use

5
Great customer support and very good app Reviewed on: 13th January 2023
Margaret bunce 's avatar
Margaret bunce

Brilliant

5
Brilliant company has helped me build a better credit rating Reviewed on: 13th January 2023
Julie's avatar
Julie

Couldnt ask for better

5
I have experience with a few different credit card providers and none have been as helpful as Zopa! Better rates than most and always on hand if you need help/advice. They’re easy to contact, extremely easy to make payments and they keep you updated with regular statements, emails and offers! Reviewed on: 13th January 2023
Kaylon's avatar
Kaylon

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