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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Clear and concise

Very understanding when sending information. Reviewed on: 13th January 2023

The best

A great company and great credit card Reviewed on: 13th January 2023

Marian

Very cool and very nice to have you. Reviewed on: 13th January 2023

Easy to use

Easy to use app is also very easy Reviewed on: 13th January 2023

Brilliant

This has been best service and has easy app to manage would recommend Reviewed on: 13th January 2023

Sparkle

Excellent service always updates on services available Reviewed on: 13th January 2023

Fantastic product and easy to track

After a problem with my finances I have managed to get back on track and my Zopa card has helped boost my credit rating and provided that wee extra fund as times where hard. It's responsible lending and very easy to keep track of repayment and spending habits. Highly recommended and highly appreciated. Reviewed on: 13th January 2023

Credit card

Easy simple to use great customer service Reviewed on: 13th January 2023

Great app

Easy to set up and navigate the app. Overall experience so far has been outstanding Reviewed on: 13th January 2023

Easy to understand, easy to manage fair credit system.

Great easy to use app, easy to understand terms- and fair credit. Reviewed on: 13th January 2023

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