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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43504 reviews)

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4.94

Based on 43,504 reviews, last reviewed 9th Apr 2026

156250% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43504)

Zopa credit card

App keeps things simple, to make it easy to get on top off. Payments are notified promptly and payment to tge card dealt with in minutes. No 2 working day rubbish. Reviewed on: 5th April 2022

First class

What can I say but spot on first class fantastic Reviewed on: 5th April 2022

Amazing company

Very helpfull and quick sercice. Reviewed on: 4th April 2022

Amazing customer service

Any issues I have had with the card company has been resolved swiftly and correctly Reviewed on: 4th April 2022

ZOPA A*

I can't say anything bad about ZOPA Reviewed on: 4th April 2022

Fast response with transactions in and out

Very fast response keeping your balance information up to date at that second in time. Reviewed on: 4th April 2022

Friendly customer services

Fast and efficient customer services when things go wrong. Reviewed on: 4th April 2022

Good service provided by them

My experience was very good with them Reviewed on: 4th April 2022

Is look like nice and fair

I’m happy to be with Zopa because is look nice and friendly Reviewed on: 4th April 2022

Happy

Very good app and easy to use. Thanks Zopa Reviewed on: 4th April 2022

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