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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44354)

Wonderful!

5
Got a credit card from them and have never looked back! Great service and great app. Reviewed on: 13th January 2023
Alison Offerdal's avatar
Alison Offerdal

Great company

5
So simple easy communication great app. Reviewed on: 13th January 2023
Emma mcguinn 's avatar
Emma mcguinn

Zopa has provided me with better money management

5
Zopa has been very beneficial to me in the sense of giving me an opportunity to improve my credit rating but, also giving me responsibility to manage my money better. Zopa is clear and concise and there is no hidden surprises. All I’ve had is a good experience with Zopa and will continue to use them until I can. Great credit card to have. Reviewed on: 13th January 2023
Mattyb's avatar
Mattyb

Top notch

4
Honest, transparent, straightforward and very helpful Reviewed on: 13th January 2023
Thomas Leary's avatar
Thomas Leary

Good

5
Good……………………………………………………………………………….. Reviewed on: 13th January 2023
markdowning34@gmail.com's avatar
[email protected]

Really good

5
It’s a really good card, came quickly and always keeps me up to date Reviewed on: 13th January 2023
Susan 's avatar
Susan

Reasonable APR

5
My credit rating was not great, and my previous card provider, Marbles' suited my needs. That changed a few months ago when they hiked their APR to 43.9% for purchase and 50.6 cash advance. For a card targeting a specific group consider this no more than loan sharking and not a responsible lender. Zopa suits my needs exactly with a competitive APR of 34.9% and have zero complaints and a first class App for account management. Reviewed on: 13th January 2023
Keith Humphries's avatar
Keith Humphries

Very helpful and easy to apply for

5
Helped me out when giong through tough times were others wouldn't Reviewed on: 13th January 2023
Mike Mcloughlin's avatar
Mike Mcloughlin

Zopa the best

5
Fantastic and easy to use, everything is simple and good Reviewed on: 13th January 2023
Kevin lee's avatar
Kevin lee

Good

5
Zopa is great, always get a notification when payment is due and when my power has gone up Reviewed on: 13th January 2023
Holly's avatar
Holly

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