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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Just got a Zopa card but love it

Don’t have it long enough but still love what I see so far Reviewed on: 4th April 2022

Brilliant Company

Always helpful, the app is amazing Reviewed on: 4th April 2022

Really straightforward clear banking

Versatile, easy to manage, clear Everything you need to manage banking Reviewed on: 3rd April 2022

Meri Georgieva

Easy to use . Correct and very helpful . Lot of options to use and improve credit scores Reviewed on: 3rd April 2022

Amazingly Simple.

Been with Zopa for a couple of months now and it was super simple to set up an account with them and can manage everything through their easy to use app. Definitely a good starter for anyone looking for a simple no-fuss credit card Reviewed on: 3rd April 2022

Not enough credit

Not enough credit will be provided. Reviewed on: 3rd April 2022

Helpful and easy

I have found Zopa so helpful and easy to use, unlike some other companies they keep me updated on everything and any charges aren't extortionate, so glad I chose them. Reviewed on: 3rd April 2022

Amazing!

Very good service, easy to understand with accompanying app. 10/10 Reviewed on: 3rd April 2022

Simple & straightforward

Very fast service. Would recommend. Reviewed on: 3rd April 2022

Recommendation

I would recommend your card to all my friends and I could to help you with your finances and to get on the straight and narrow highly recommended Reviewed on: 3rd April 2022

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