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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great credit builder credit card

Easy process from pre-approved credit card Reviewed on: 13th January 2023

Best ever

Always there to help Nothing to much to ask Reviewed on: 13th January 2023

Easy to apply

Easy to apply.easy to use. Ear of application. Easy to repay. Easiest card to apply for Reviewed on: 13th January 2023

Outstanding service by Zopa

Outstanding service by Zopa they really do go above and beyond for they customers highly recommend Reviewed on: 13th January 2023

Excellent

Straight forward andEasy and clear to use. Reviewed on: 13th January 2023

Brilliant company

A really good credit card with a good rate and limit. Reviewed on: 13th January 2023

One of the Best!

I like this product so much... Simply the best! Reviewed on: 13th January 2023

Awesome Credit Card provider

I have nothing but good things to say about Zopa. Nothing is a problem for them in my experience, they are 100% committed to their customers , they are on top of suspected fraudulent use on your card and can't do enough to help. Reviewed on: 13th January 2023

Just a credit card company

Happy to let you spend money, then get funny when you spend too much Reviewed on: 13th January 2023

Great credit card, good APR

Easy to manage, good credit limit, the app explains what's needed to be paid first. One of the Best on the market now. Reviewed on: 13th January 2023

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