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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44354)

Better than the others

5
I was in financial difficulty and Zopa was the only lander that took the lip of faith to help me out regardless my poor credit score. Credit card arrived very quick The App works perfectly All your transactions are being processed immediately, and you don't have to worry about overspending. Reviewed on: 13th January 2023
Marin vremes's avatar
Marin vremes

Thank you, you are the best and simplest to deal with

5
Many I needed in some embarrassing and I found it Reviewed on: 13th January 2023
Zopa 's avatar
Zopa

Best credit card

5
Zopa has help me in getting my credit score improved, easy access to making balance payments on your card and show on your card within 30 minutes the app is so easy to use Reviewed on: 13th January 2023
lawrie35 Littlejohns's avatar
lawrie35 Littlejohns

Literally the smart card

5
Not only is the monthly payments affordable but the app is so easy to use and customer service is amazing,if you don't have this card your missing out,zopa smart in every way Reviewed on: 13th January 2023
Carolyn's avatar
Carolyn

Credit card review

5
Easy to manage, apps easy to use - reminders for payments dates and all aspects easy to use Reviewed on: 13th January 2023
Hayley Lock's avatar
Hayley Lock

Excellent service

5
Zopa is brilliant,excellent customer service Reviewed on: 13th January 2023
David mceachan's avatar
David mceachan

Best credit card

5
Best credit card , Good talking. Reviewed on: 13th January 2023
sorintneagu@yahoo.com's avatar
[email protected]

Good service

5
Easy to access app , easy to pay balance Reviewed on: 13th January 2023
Gary's avatar
Gary

Excellent customer service

5
My experience with zopa is very positive customer services are excellent I highly recommend them. Reviewed on: 13th January 2023
James Price's avatar
James Price

Super credit card

5
Really great customer service and easy to set up and use. Reviewed on: 13th January 2023
Viva 's avatar
Viva

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