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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 30th Mar 2026
156250% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026
Gus Ibrahim's avatar
Gus Ibrahim

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43503)

Zopa helped me get back on track with my credit score!

5
Getting a Zopa credit card was one of the best things I did! After having a very bad credit rating this card helped me to get on track again and build up my credit score. Reviewed on: 3rd April 2022
Amanda white 's avatar
Amanda white

It's really good

5
Soon as you pay your credit card bill it's instantly your card ready to use . Other cradit crad take 48 hour's Reviewed on: 3rd April 2022
Salim Hussain's avatar
Salim Hussain

Can't top Zopa

5
Easy to use no nonsense banking. Great app with polite call center backup should it be needed. A+ Reviewed on: 3rd April 2022
PLM's avatar
PLM

Great

5
Fantastic very good very easy lm recommend Reviewed on: 3rd April 2022
Claudio 's avatar
Claudio

Excellent

5
Easy to use and easy to keep track of your balance one the best credit cards I’ve used 10 stars all day for me Reviewed on: 2nd April 2022
clay jackson's avatar
clay jackson

Great

5
Very easy to use app great customer service to Reviewed on: 2nd April 2022
veronicarayner@live.co.uk's avatar
[email protected]

Quick fast and efficient online service

5
This company is quick, efficient and online banking services. I have used for a loan and now for a credit card Reviewed on: 2nd April 2022
Paula C's avatar
Paula C

Amazing customer service and an amazing company

5
Fantastic customer service, really polite, they are so professional and can sort out any problems. Reviewed on: 2nd April 2022
Robert Buckley's avatar
Robert Buckley

I would recommend zopa to everyone

5
I've had a zopa credit card for a few months now ,,the best thing I done from the application right down to my card coming through the letterbox ,, 10 out of 10 to zopa definitely,, they gave me a chance when no one else would and I won't ever let them down ,, thank you zopa Reviewed on: 2nd April 2022
Billy's avatar
Billy

Great

5
Very good credit card no what you are spending with the app and friendly customer services Reviewed on: 2nd April 2022
Jonny Morton's avatar
Jonny Morton

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