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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Superb and great service

App is great ! Paying ta bill is easy , payment registers strait away ! Just a great service Reviewed on: 13th January 2023

Amazing provider

Zopa are super clear with everything they make it all so easy and also promote sensible lending! Getting credit can be so risky for some people and I feel Zopa understand that Reviewed on: 13th January 2023

Card

Very good always there if need help Reviewed on: 13th January 2023

Perfect for me

Love using them quick to get hold of, apps perfect to manage my spending Reviewed on: 13th January 2023

Amazing

Never had a problem. Perfect service xx Reviewed on: 13th January 2023

SIMPLE AND EASY TO USE

The simplest card I've ever used, very efficient company. Reviewed on: 13th January 2023

Credited custom

Really happy with zopa they offer regular updates on my credit balance there's someone to speak too to discuss my situation and I'm finding it really easy to acess the zopa app Reviewed on: 13th January 2023

Fantastic

Absolutely fantastic best company for a credit card Reviewed on: 13th January 2023

Credit card and car finance. Great company

First got my car finance with zopa, great rate, brilliant customer service and all round easy to set up. Also then got a credit card through zopa which followed all the same. Would highly recommend. Reviewed on: 13th January 2023

Zopa unlike others

Zopa has alot of benefits helpful customer services easy to use that app has alot of service built in unlike other cards I mean I'm satisfied with zopa overall . Reviewed on: 13th January 2023

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