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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44354)

Credit cards unravelled

5
Easy to use, informative and good website which is uncomplicated. Reviewed on: 13th January 2023
Claire Richards 's avatar
Claire Richards

Brilliant

5
I'm very happy with the service there always happy to help with anything Reviewed on: 13th January 2023
Robin Morgan-gill 's avatar
Robin Morgan-gill

Fantastic credit builder

5
Fantastic credit card for building up poor credit allows you to be responsible and only rewarding you with increased limits when proven you can responsibly lend, also handy tool to help with your credit score. Reviewed on: 13th January 2023
sharon woodward's avatar
sharon woodward

Best credit card

5
Recommend this card for anyone .using this card more than a year. Reviewed on: 13th January 2023
Ariyathasan's avatar
Ariyathasan

Brilliance for people

5
Well organised, friendly and knowledgeable team. Help with every aspect of needs Reviewed on: 13th January 2023
Thomas's avatar
Thomas

Easy to apply for

5
All aspects of Zopa are so easy to manage all the through from application to statements to making my payments. So easy to manage Reviewed on: 13th January 2023
David Lane's avatar
David Lane

Excellent rates and great and easy to deal with

5
Easy application and quick. Really easy to deal with. Reviewed on: 13th January 2023
Allan Davies's avatar
Allan Davies

Amazing

5
The best credit card have ever n0 complications credit increase in time!! Daily information about account never let me down. Reviewed on: 13th January 2023
Mario cordas's avatar
Mario cordas

Best credit card

5
Very useful and provides all the products needed in one place. Reviewed on: 13th January 2023
Ashur Banipal's avatar
Ashur Banipal

Good

5
For my it's very good card zoopa Reviewed on: 13th January 2023
Ionela Ciobanu's avatar
Ionela Ciobanu

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