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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Amazing credit card really helps me manage my money

Amazing credit card really helps me manage my money Reviewed on: 10th May 2025

Thank you

I very like it this Bank. It's beautiful Reviewed on: 7th May 2025

Simple and easy to use, the app is easy to navigate.

Simple and easy to use, the app is easy to navigate. Great for building my credit rating and I've never had any issues using it online or any of the shops I usually use. I would definitely recommend this card to anyone Reviewed on: 5th May 2025

First credit card I had and wouldn’t change for the...

First credit card I had and wouldn’t change for the world Reviewed on: 4th May 2025

Convenient to use

Ideal for me as can but between pay days and pay when get paid dobt miss out on bargains Reviewed on: 3rd May 2025

Credit cards are very great

Great cards , all well end nice looking after you all the time Reviewed on: 30th April 2025

Credit card very good company Thanks

Credit card very good company Thanks Reviewed on: 29th April 2025

Great service.

Great service. User friendly app Reviewed on: 29th April 2025

Reasonable interest rate.

Reasonable interest rate. Good for people with a poor credit score, to help rebuild Reviewed on: 29th April 2025

Good customer service .

Good customer service . Very friendly and polite . Reviewed on: 29th April 2025

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