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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Get on with the card you love

It’s easy and reliable to use . It’s great to build your credit score svc having the card on the side for that meal you love the holidays you want to enjoy is simply fantastic Reviewed on: 15th January 2026

Excellent professional service at all times.

Excellent professional service at all times. App so easy to use. Reviewed on: 15th January 2026

Easy application and informative

Easy application and informative Reviewed on: 15th January 2026

good experience when in need of money

good experience when in need of money Reviewed on: 15th January 2026

Easy to apply and answer immediately

Easy to apply and answer immediately Reviewed on: 15th January 2026

Zopa credit

easy to down load app, and so easy to follow instructions on app, plus Zopa keep you informed on what's been spent and what's pending. Reviewed on: 15th January 2026

Zopa Credit Card

Always been really friendly & helpful Reviewed on: 15th January 2026

Very good service always keep you informed on what’s...

Very good service always keep you informed on what’s going on Reviewed on: 15th January 2026

Zopa - safe,Secure and easy to use

I took out a Zopa credit card back in April 2025 and I must say the security is excellent and feels so secure with notifications and ensuring all payments are authentic and genuine. Not only have they offered me a credit increase within the first 12 months which fits perfectly with my spending but I must say the process to open the card and navigate the app is simple and straightforward and makes banking with them incredibly easy. Reviewed on: 15th January 2026

Easily the best credit card

From the application process to using the app its all been easy and accessible. Reviewed on: 15th January 2026

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Want to see more from Zopa?

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from Zopa 4.87 from 1795 reviews
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