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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

70% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Great

Great Great great great……………………. Reviewed on: 13th January 2023

Fantastic

Just a great card and even better customer service and the app is the best. Reviewed on: 13th January 2023

Quality service

Easy app and customer service very good Reviewed on: 13th January 2023

Stunning, human lending

From the offset Zopa have been clear, considerate and approachable - exceedingly good customer service, beautifully clear navigation of the product and unparalleled assistance in the somewhat complicated world of credit and fiscal futures. Reviewed on: 13th January 2023

Better then other Banks

Very helpful good staff get the job to unlike other Banks Reviewed on: 13th January 2023

Decent

Nice app easy to use and decent percentage for not best credit rating. Reviewed on: 13th January 2023

They are for everyone,

They are for everyone and there is no race , no VIP , no royalty but people only. Reviewed on: 13th January 2023

Credit card

Great product and easy to use . Friendly customer service Reviewed on: 13th January 2023

Great customer service

The best credit card company around, good rates and absolutely the best customer service and care out there by far Reviewed on: 13th January 2023

Great credit card

Arrived quickly and was an easy application. The credit cushion is a great addition! Reviewed on: 13th January 2023

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