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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 7th Jul 2025
14% increase in 5 star reviews
in the past 90 days
50% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025
Emily Bollers's avatar
Emily Bollers

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Great company !!

5
Simple and easy to use, great app all quick and easy to make payments Reviewed on: 28th March 2022

Great, easy to work with

5
Can't fault it. Brilliant to use. Helps with credit score. Reviewed on: 28th March 2022

Comprehensive, accessible banking

5
I opened my Zopa card to help build my credit rating. It is very easy to use, accessible with loads of good features fl help me to keep track of my credit score, including financial advice Reviewed on: 28th March 2022

Great

4
Zopa is easy to use and very easy to use the app. Everything is clear and precise. Reviewed on: 28th March 2022

Great for credit repair

5
Since being with Zopa, my credit score has increased by over 100 points. Thank you, Zopa Reviewed on: 28th March 2022

Helped me massively

5
I want to build my credit score and Zopa have helped me massively. I would recommend them to anyone who is trying to build their credit score! Reviewed on: 28th March 2022

Great credit card

5
Love my Zopa card, app is so straightforward to use and tells you everything you need to know Reviewed on: 28th March 2022

Really good service

5
Helps out to build credit rating at resonable prices Reviewed on: 28th March 2022

Amazing

5
I choose Zopa and I'm really happy, everything is transparent inside app, you can know also how much you should pay days before, so very handy. Recommended it Reviewed on: 28th March 2022

Zopa vote

5
It’s been a pleasure, and would highly recommend Reviewed on: 28th March 2022

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