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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

70% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Amazeing company

Help with everything start finish keep Updated all times Reviewed on: 13th January 2023

Very Fair Company

They offer several lines of credit and deal each application on a fair and open basis Reviewed on: 13th January 2023

Responsible and easy to navigate

I have a low limit and have never missed a payment. Usually pay in full but not always. Never had any problems with Zopa so I'll carry on using them. Reviewed on: 13th January 2023

No issues , fast payments and statements

Every on line , no need for paper copies Reviewed on: 13th January 2023

Easy to use, quick decision.

Low interest card, quick decision to apply. Reviewed on: 13th January 2023

Good company

Good company had no issues straight forward and easy Reviewed on: 13th January 2023

Good

Easy to use I’ll recommend this credit card to anybody I think it’s the best Reviewed on: 13th January 2023

Helpful

Very helpful and friendly service. Happy to recommend Reviewed on: 13th January 2023

Very good

Easy phone app, good service, can view pin on app if you forget, a good credit card, went over limit by accident and didn’t get charged. Reviewed on: 13th January 2023

Brilliant

Brilliant and easy to use love it Reviewed on: 13th January 2023

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