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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

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4.93

Based on 40,269 reviews, last reviewed 7th Jul 2025

40% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Fantastic easy to use service

Really easy to use app and card . Realistic credit given and awarded with an increase after prompt payments . Will definitely recommend to others struggling with credit . Reviewed on: 28th March 2022

Great

I like it Zopa This app is easy to use and practical Reviewed on: 28th March 2022

Super fast ZOPA

My payments show immediately , no more bank sitting on your money for half a week…credit available straight away! Reviewed on: 28th March 2022

Great service steeped in reliability

ZOPA offers reliable and great service supported by great security features. Their supportive monetary advices are also very helpful Reviewed on: 28th March 2022

Perfect credit in a pinch

When you're in need of credit in an emergency or perhaps build your credit file you need Zopa. The app is super easy to use to manage your account and making paymets are a doddle! Reviewed on: 28th March 2022

Forget about banks

Zopa do what banks do but so much better. Used them since just after they were created way back when. Always trusted them and always will. Can’t fault them in any way. Reviewed on: 28th March 2022

Excellent Company

Simple to apply, manageable fair credit limits, excellent company, always keeping you informed and app is excellent and easy to use. Just simply the best! Reviewed on: 28th March 2022

Brilliant Customer service

Agents are so helpfull Always best Reviewed on: 28th March 2022

Helping put my life on track

Zopa gave me a card to help build my credit rating up since then I’ve been able to get a car so I can take my family out and it’s given me the freedom to build a future Reviewed on: 28th March 2022

Everything you need

Everything you need made simple and easy Reviewed on: 28th March 2022

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