Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

View other Zopa products

4.87

Based on 44,345 reviews, last reviewed 31st May 2026

65% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Very simple process and ease of use

The process to apply is very easy. The management of the card is so simpler with the mobile app and the communication from Zopa has been fantastic so far. Reviewed on: 13th January 2023

Amazing Service

Fantastic app, helps you understand credit cards and how to build your credit. The app is so easy to use, you can find everything on it. Would highly recommend it! Reviewed on: 13th January 2023

Didn't receive mu card yet

I would recommend you but I applied for my car 8 months ago and still haven't received it yet so don't know what else I can say Reviewed on: 13th January 2023

Good experience

They are straight forward and helpful with any enquiries. Reviewed on: 13th January 2023

Great Easy to use

I managed to get a 0% card from Zopa, I found the App very easy to use and the Balance transfer too minutes. Easy to pay the bill via the App. Everything is so easy compared to some other credit card Apps. Reviewed on: 13th January 2023

Best company

Easy to use app...helpful professional staff Reviewed on: 13th January 2023

Excellent

Very helpful and friendly and can't do enough for you Reviewed on: 13th January 2023

Fantastic

Quick response and excellent services Reviewed on: 13th January 2023

Credit card

I have received the best service I could have imagined Reviewed on: 13th January 2023

Easiest credit card app around

I have a couple of credit cards and move my balance around to get the best deal. However this one is my wallets staple, no just because the rate is decent and the card has a funky design, but because the app is so simple and intuitive. Makes it so easy to manage my finances. Reviewed on: 13th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Nationwide 3.96 from 214 reviews
Opus Credit Card
from NewDay 4.03 from 3 reviews
Credit card
from PayPal 4.70 from 87 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69083 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub