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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 30th Mar 2026
156250% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026
Gus Ibrahim's avatar
Gus Ibrahim

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43503)

Easy to use fantastic online APP

5
Using this card keeps you up to date on all spends and transactions fantastic to use always confident to use their services Reviewed on: 29th March 2022
Jason Davis's avatar
Jason Davis

Best card I have

5
I have had great experience with Zopa even tho I have only been with them for a few months I used my credit paid it back and then they offerd me a rise which was ideal! I have already told my friends,Family and my partner some that have applied and recieved their own Zopa card could not ask for any better customer service. Great credit card providers of the year so far. Reviewed on: 29th March 2022
Scott 's avatar
Scott

Brilliant company

5
I've had nothing but brilliant service from zopa nothing is any hassle Reviewed on: 29th March 2022
Barry's avatar
Barry

Very good

5
Confidence efficiency honesty all in one named Zopa. Reviewed on: 29th March 2022
teq1962's avatar
teq1962

The best

5
I'm very pleased.I apply for the credit card and I receive the answer very quick.You are the best 100% Reviewed on: 29th March 2022
Doina Dumitru's avatar
Doina Dumitru

Best card ever

5
The card came at the worst time but by getting it it gave me the ability to get my girls god presents for Christmas Reviewed on: 29th March 2022
Alan's avatar
Alan

Awesome

5
Best card ever. Love the fact you get a text which tell you were n how much you spent. Fantastic Reviewed on: 29th March 2022
Debbie Gleeson's avatar
Debbie Gleeson

Excellent

5
Very easy to apply with an easy app that is clear to navigate and very informative with tips to boost your credit score. Reviewed on: 29th March 2022
Rabia's avatar
Rabia

Excellent

5
Been amazing helped me so much would definitely recommend to family and friends Reviewed on: 29th March 2022
Samantha 's avatar
Samantha

Zopa card is easy to use and application process is simple.

3
I’ve enjoyed using my Zopa card and I would recommend to family and friends. Reviewed on: 29th March 2022
Shannon Tennyson-Sharpe's avatar
Shannon Tennyson-Sharpe

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