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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Very happy with this provider

I appreciate having the zopa card it's useful to me and I use it regularly Reviewed on: 13th January 2023

Great company

They have been incredibly fair and transparent and the app is fantastic. Reviewed on: 13th January 2023

Great service

Fantastic fast and efficient service Reviewed on: 13th January 2023

Great to work with

Great credit card company to work with no hassle always straight forward and very helpful thank you zopa Reviewed on: 13th January 2023

Customer comes first. Great interest rates.

This card is a wee belter! It is my wee cushion if I want to treat myself or have a domestic problem or maybe forgot a birthday! I love it and any time I have had to speak to an agent they have always had me at the heart of the query. Reviewed on: 13th January 2023

Brilliant service

Helped me in a time of need. Highly recommend Reviewed on: 13th January 2023

service

all over excellent and best card Reviewed on: 13th January 2023

Zopa puts things right

I find zopa a caring company not forcing high credit limits on you and always available for a chat keep up the good work Reviewed on: 13th January 2023

a fair and trusted card

i love this card and take it every where i go Reviewed on: 13th January 2023

Very simple process and ease of use

The process to apply is very easy. The management of the card is so simpler with the mobile app and the communication from Zopa has been fantastic so far. Reviewed on: 13th January 2023

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