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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Excellent service

I have been with zoopla for almost a year. The service is excellent and I have never had any issues. I would and do highly recommend the card service. Reviewed on: 29th March 2022

Awesome service

Love Zopa, quick to get easy to use Reviewed on: 29th March 2022

Excellent

Straightforward and easy to use and understand Reviewed on: 29th March 2022

Great for younger people as a first time credit card

App is super easy to use and it is easy to keep track of payments and transactions Reviewed on: 29th March 2022

Excellent to understand

So easy to use, understand and brilliant communication Reviewed on: 29th March 2022

Zopa review

I have found my experience so far with Zopa extremely positive. The app is very customer friendly and very easy to use. The application process was simple and straightforward. I would definitely recommend Zopa to others. Reviewed on: 29th March 2022

Really cool

Just so good and fast when you need money Reviewed on: 29th March 2022

Good

they are very good, when I needed them, they gave me a low score Reviewed on: 29th March 2022

Yes zopa its great

When I need cash or to purchase an item on the net its never any problem Reviewed on: 29th March 2022

Great company

Joined Zopa nearly 2 years ago very flexible very easy to use love the app notifications make life a little easier Reviewed on: 29th March 2022

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