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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

65% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Very pleased with the company

Been very helpful since joining this company Reviewed on: 13th January 2023

Zopa have been excellent.

I have been using Zopa for a couple of years for a credit card, loans and savings and can honestly say that they are the model for how a modern financial institution should be. They are clearly fiscally prudent whilst making sure that your financial needs are met. 5* for me. Reviewed on: 13th January 2023

Great for a credit builder

My.credit was very low and needed a line of credit to build this and zopa came to the rescue helping me get my credit score moving in the right direction Reviewed on: 13th January 2023

Great and easy service

Great service, easy application and can do everything through the app easily. Reviewed on: 13th January 2023

Great company and so easy to use and sooo helpful and honest!

I would recommend to anyone, this is a great card provider they are true and honest and care about people!! Reviewed on: 13th January 2023

Great Credit card provider

Have been amazed with the service and services provided since day 1 with Zopa would highly recommend Reviewed on: 13th January 2023

Superb credit card company

Everyone is polite, helpful and friendly. If only every credit card company was as good as Zopa. I would recommend to anybody. Reviewed on: 13th January 2023

Very good

Very good company and easy process in everything they do would definitely recommend Reviewed on: 13th January 2023

Totally recommend

Best credit card with the best app. Keeps you in control and easy to transfer money etc Reviewed on: 13th January 2023

Credit Card

An excellent product with straightforward App. Reviewed on: 13th January 2023

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