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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Zopa credit

It's a perfect card for me, it allows to shop without the worry of needing cash all the time Reviewed on: 29th March 2022

Miss p wright

Very easy to use the app and very nice to help if you need it Reviewed on: 29th March 2022

Do what they say they will. When they will. Fantastic service.

Zopa is by far the best credit card company I have ever been with. No hassle at all with getting set up, managing or using. Never had a single issue. Have recommended to everyone. Reviewed on: 29th March 2022

zopa

zopa is a good credit card..i like to use this card its help me a lot.. Reviewed on: 29th March 2022

Easy to use, Friendly Service and Fair Charges.

Easy to set up. Upfront and concise information. Intuitive app and friendly service. Reviewed on: 29th March 2022

No frills, no hassle

Easy to use particularly on the online app Reviewed on: 29th March 2022

Great service great credit card

Have no problems what so ever. User friendly. Reviewed on: 29th March 2022

Good

Good service easy to use good securely safe and easy Reviewed on: 29th March 2022

No fuss, no worry card that says it all

Ive used thiz company for the last 6 months. No hassle, works every time and is what it says unlike others. Highly recommend to anyone considering taking a card out Reviewed on: 29th March 2022

Cracking company

No hassle easy to apply and very conscientious about credit limit Reviewed on: 29th March 2022

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