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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Quick and easy

Really fast,easy and thorough! Clear and precise and made sure I could afford it before taking anything out! Reviewed on: 13th January 2023

Brilliant!

Easy to use app and service is great! Reviewed on: 13th January 2023

Great credit card facility

Very good customer service credit facility excellent. Would 100% recommend.. Reviewed on: 13th January 2023

Ace service

Brilliant company to use. Allows you to set up a credit cushion. Brilliant Reviewed on: 13th January 2023

Considerate

This is a credit card company that has helped me meet up my obligations and have others' problems in mind. Reviewed on: 13th January 2023

Highter recomandly. Realy Easy to USe

The best app . Realy easy to use Reviewed on: 13th January 2023

Brilliant company

They helped me along with guiding my credit Reviewed on: 13th January 2023

The Best Around

Fantast all around great credit card and a great company. Comes with a great easy to use app which you can do everything you need. Reviewed on: 13th January 2023

Very pleased with the company

Been very helpful since joining this company Reviewed on: 13th January 2023

Zopa have been excellent.

I have been using Zopa for a couple of years for a credit card, loans and savings and can honestly say that they are the model for how a modern financial institution should be. They are clearly fiscally prudent whilst making sure that your financial needs are met. 5* for me. Reviewed on: 13th January 2023

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