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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

48% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Good customer service

Quick response and friendly staff. Reviewed on: 13th January 2023

Credit where Credit is Due

Excellent service and upgrade in credit limit is closely monitored Reviewed on: 13th January 2023

Simple, clear and accessible

Great experience, easy to use app, Zopa are transparent about their products and straightforward to deal with. Reviewed on: 13th January 2023

Credit card

Good company , recomand with trust! Reviewed on: 13th January 2023

Fab card

Great card and app esay to use and always keeps you informed about balance Reviewed on: 13th January 2023

Poor credit increases

I've been with this company for over a year and not once had a credit increase on my credit card and yet other cards I have with other companies have been increased alot Reviewed on: 13th January 2023

Outstanding

I was previously struggling to get fair APR on my loan credit applications Zopa treated me fairly and boosted my credit applications Brilliant company Reviewed on: 13th January 2023

Excellent

Easy to use and great company ! App is great and instant notifications which is ideal Reviewed on: 13th January 2023

Very manageable

Realistic credit limit, easy to make payments, payment reminders and has an app! Everything you could want from a credit card Reviewed on: 13th January 2023

EXCELLENT PRODUCT, EXCELLENT SERVICE

Fantastic support all round , very easy to understand Reviewed on: 13th January 2023

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