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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Very good efficient

Very good service easy app to use and follow. Customer friendly Reviewed on: 29th March 2022

Top bank

Always there for you when you need it Reviewed on: 29th March 2022

There when needed

Zopa where the only one's willing to take a chance with me that's why I won't let them down. They are a very good company they offer so many services and right there when needed. Than you Zopa. Reviewed on: 29th March 2022

Brilliant

Thank you zopa I found it hard to get a credit card and they helped me out alot Reviewed on: 29th March 2022

Great service

Zopa is an excellent credit card with great interest rates on savings accounts also Reviewed on: 29th March 2022

Perfect help in hand

Since being a customer for Zopa I have nothing but good things to say from applying for a credigg to card to actually using it has been quick and easy to do! It has helped me use the credit card for emergency use and has helped me since applying for it! Highly recommend! Reviewed on: 29th March 2022

The future of banking!

Everything is clear, quick, great rates and flexible repayments. Love this bank it has got me back on track! Reviewed on: 29th March 2022

Excellent service

For the first time I have control over my spending without having to go without essential items at the end of the money, made easier to control with a credit blanket not used set to own limits, Reviewed on: 29th March 2022

Great information and control

I love the texts saying how much I have left and what's being spent. This allows me great control and confidence that no one can use my details without me knowing immediately Reviewed on: 29th March 2022

Very friendly

Very friendly and resenable and a very resenable apr Reviewed on: 29th March 2022

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