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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Easy to use

Easy to use app Could do with a higher credit limit as starting business Reviewed on: 13th January 2023

Excellent service

Everything from setting up to managing my day to day using Zopa has been easy. And customer experience has been great in both the contact centre and using the app. Reviewed on: 13th January 2023

Just fantastic

Best credit card out there no hassle when u use it and great app that goes with it clear and easy to use Reviewed on: 13th January 2023

Great service

No problem is too much trouble. Will go above and beyond to help Reviewed on: 13th January 2023

Fantastic

I love how the app does everything, you can check your balance, make payments even see your credit and affordability score! So handy to have everything in one place Reviewed on: 13th January 2023

Exceptional, customer oriented service

I have nothing but an exceptional, relaxed and professional experience with Zopa. Their app is easy to use, with everything in one place and I wouldn't hesitate to recommend them. Reviewed on: 13th January 2023

Very good

Gives me that extra cash to buy if needed Reviewed on: 13th January 2023

Great Company

Great company, service provider. Assistance via the App or on the phone is always spot on and helpful Reviewed on: 13th January 2023

Easy access low interest complete transparency

Completely transparent and clear with interest and withdrawal charges can’t ask any more from a credit card provider! Reviewed on: 13th January 2023

Mr muhammad

Excellent with all country used with zopa card Reviewed on: 13th January 2023

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