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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Very good

trustworthy , easy app, fast asnwer, quick service, very good. Reviewed on: 29th March 2022

Fab easy and convientent

No fuss great service. Helpful staff Reviewed on: 29th March 2022

Brilliant card

Always helpful whenever help is needed Reviewed on: 29th March 2022

Just so easy to apply and communicate so well

They have helped out in a number of situations and so easy to apply. Great service Reviewed on: 29th March 2022

Amazing!

Card is good and simple to use and activate well done Zopa Reviewed on: 29th March 2022

Simply Brilliant

Great company great customer service. Reviewed on: 29th March 2022

Quick easy simple reliable

Zopa is a good credit card service to have so it’s easy to use with the contactless set up but so far a really good card Reviewed on: 29th March 2022

Fabulous zopa

The credit card is great, easy to manage payments and has a low interest rates. I would recommend this card to friends and family. Reviewed on: 29th March 2022

very good card

trustable and good card. using it all time.works abroad which is a big plus plus Reviewed on: 29th March 2022

Exceptional clean welcoming site. Friendly owner. Great views.

Easy to access and great customer service Reviewed on: 29th March 2022

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