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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Easy to apply

Brilliant credit builderhighly recommended Reviewed on: 29th March 2022

Very good service, easy to use

I found zopa incredibly helpful and will definitely be using it again. Reviewed on: 29th March 2022

Easy to use and set up

When i was setting up my account, it was easiest thing ever and their instructions are simple Reviewed on: 29th March 2022

Mrs Ramona Gabriela Grecu

Experience very good for my family Reviewed on: 29th March 2022

Elvas3070

Elvas3070 nice credit card I recommend $ Reviewed on: 29th March 2022

Very good

this is the best way to see what you are spending and you can keep an eye on it all and you can suspend and that is also better for Reviewed on: 29th March 2022

Great company

Good credit card provider I really do recommend to others Reviewed on: 29th March 2022

Easy to manage.

Great service. Convenient to use in hard times and for emergencies. Really good company to have in your pocket. 10/10. What are you waiting for go Zopa Reviewed on: 29th March 2022

They always gat my back

They always ready to helped out with best minimal interest rate Reviewed on: 29th March 2022

Easy

So easy to use the app and a simple application process. Quick delivery and nice looking card!! Reviewed on: 29th March 2022

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