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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

48% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Great service

Great service and very good rates Reviewed on: 13th January 2023

Great customer service

When ever I have an issue it is rectified that call! Reviewed on: 13th January 2023

Good card to use

Find it good to use in between pay checks if needed. Then can pay balance off. Reviewed on: 13th January 2023

Great provider!

Open, transparent and helpful! App is really useful and the up to date balance is really helpful Reviewed on: 13th January 2023

No nonsense credit card

So easy to use this and pay the card. Best company . Reviewed on: 13th January 2023

Quick and easy application , instant decision, app very easy manageable.

Quick and easy application process with instant decision, app very easy manageable, overall only positive feedback. Reviewed on: 13th January 2023

Simple and helpful

Zopa is designed in such a simple way which helps me understand it so much better as I am autistic and some things confuse me but maneging my money and credit with zopa works so well. Reviewed on: 13th January 2023

Excellent service

Excellent service from Zopa. Really good app simply to use. Many thanks to Zopa and its team. Reviewed on: 13th January 2023

Zopa cards

Excellent and easy to use and good interest rates Reviewed on: 13th January 2023

A good helper I got in Zopa card.

I was given Zopa card after refusals from other cards,I am new to the country and I got Zopa card within my first Year in the UK when others rejected me.I’m grateful to Zopa . Then,the user interface of their website is fine and simple to use . Reviewed on: 13th January 2023

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