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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Top app.

Always on hand. Good tips and information. Reviewed on: 29th March 2022

Very convenient n straight forward

Not had any issues with Zopa. Its straight forward easy to use Reviewed on: 29th March 2022

Very good

Very good service!!!!!!!!!!!!!!!!! Reviewed on: 29th March 2022

Brilliant

Absolutely brilliant very consumer feindly very very helpful to be truth full zopa are outstanding Reviewed on: 29th March 2022

Great

Perfect app that lets you in control of your card Reviewed on: 29th March 2022

Best credit card i have ever used

Zopa was the first company to offer me a credit card . From the start i have ben using it for day to day expenses and i have been using it hassle free and noo business rejected the card Reviewed on: 29th March 2022

Excellent service

Zopa customer service so freindly always help with any problems Reviewed on: 29th March 2022

Simple, easy and comfortable to use

Managing money in everyday life can be challenging. Zopa makes this easy by having the most convenient app to manage accounts. Would highly recommend! Reviewed on: 29th March 2022

Really impressed

Website easy to navigate, payments simple and instant, spending notifications instant. Really like this card! Reviewed on: 29th March 2022

Good app

App is very usefull credit limit a lot lower then I was expecting Reviewed on: 29th March 2022

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