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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

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4.93

Based on 40,269 reviews, last reviewed 30th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

I hope You Win!!

I am disabled with mental health and a full time career, I use this card due to my reading and writing difficulties. also when I need to call the customer service that I receive is excellent. the app is so handy for me because I suffer with PTSD. it is easier to manage my account by paying by card and the efficiency of the money clearing Reviewed on: 27th February 2022

very happy

I joined because I had hardly ever had credit, I still don't have an overdraft. it was easy for me to use and set up and I have mental health and I am also disabled. I feel safe using this card because I am not very good with modern technology, basically I am computer illiterate! but I can work the online app on my phone. I really like the customer service on the phone swell and the reminders to make sure my bill is paid Reviewed on: 27th February 2022

Easy and convenient

Very easy to use and always know the balance Reviewed on: 25th February 2022

Outstanding service

Everything was clearly explained upon apication. Statements clear and easy to understand, payment process so easy. Reviewed on: 23rd February 2022

The best

One of the best cards I have had customer service is second to non Reviewed on: 22nd February 2022

Amazing

Brilliant customer service skills very good at helping you with your finances Reviewed on: 20th February 2022

Crap

Information inaccurate misleading and contradictory they never review the credit limit but love to shove there products in your face I really can't recommend this credit card they simply lie to you saying your not eligible to there products when my credit score says otherwise and have loads of offer elsewhere I will give this credit card until May then I will cancel if nothing changed Reviewed on: 20th February 2022

The best choice!!!

very fast card service, account balance automatically updated payments and withdrawals, pay it anywhere and without high costs Reviewed on: 18th February 2022

Brilliant service

Can’t speak highly enough! Excellent service, great payment options, stress free. Would definitely recommend to others with poor credit that are looking for a way of building up a credit score Reviewed on: 17th February 2022

excellent servicr

very good & fast service app also easy to use Reviewed on: 16th February 2022

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