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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

48% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Zopa card

This is so simple to use. Convenient and keeps you well informed on every aspect of your Zopa card. Reviewed on: 13th January 2023

Credit building

Zopa has helped me build up my credit rating these last couple of years,and now I have been able to get a healthy credit score. Would recommend this company to anyone Reviewed on: 13th January 2023

Excellent

Very easy to deal with, everything was so straightforward and fast upon sign up! App extremely user friendly. Reviewed on: 13th January 2023

The best credit card

It is actually an excellent credit card, it has served me at many times to pay for anything I need to transfer money to withdraw money, its interest is good, I recommend it forever and ever Reviewed on: 13th January 2023

K godfrey

Probably the best card I have the app keep me updated Reviewed on: 13th January 2023

A****

Great card easy to apply for would highly recommend Reviewed on: 13th January 2023

Zopa cc

My personal experience with Zopa has been excellent, cannot fault them in ant way. Reviewed on: 13th January 2023

Zopa your way to success a triple AAA credit card

Application is easy to do App is easy to use Advantageous to get your credit in order Zopa is ZUPER Reviewed on: 13th January 2023

easy to use credit

Zopa offers me more than just a credit card, it keeps me up to date and has an easy to use app for payments and managing my finance products with them. Reviewed on: 13th January 2023

Best service provider

Best experience throughout the whole process Reviewed on: 13th January 2023

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