Write a review

Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

View other Zopa products

4.93

Based on 40,269 reviews, last reviewed 30th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Credit card reviews (40269)

Excellent company

Zopa take in to account your circumstances and don’t let you borrow more than you can afford, great customer service. Easy process with instant decision Reviewed on: 16th February 2022

Tip top

Great pay your bill and it shows up immediately Reviewed on: 16th February 2022

Very efficient, and straight forward

Very efficient and straight forward Reviewed on: 13th February 2022

Very Happy

I am very happy with you're service I recommend to friends ❤❤❤ Reviewed on: 12th February 2022

Reliable well organised lender

Straight forward to get started, kept informed regally of transactions, reliable, sorted company. I would recommend Zopa 110% Reviewed on: 12th February 2022

Easy to use

Zopa app easy to use Highly recommend zopa Everything works like clockwork Reviewed on: 11th February 2022

Zoopa

Zoopa help us during pandemic.Very easy application process! Reviewed on: 11th February 2022

Brilliant Service

I can honestly say that I have had no issues since I got my credit card with Zopa. Easy to use, great app to make payments on and keep track of your spending. All in all, I'm over the moon with their brilliant service they provide. Reviewed on: 11th February 2022

Excellent

An excellent bank easy to use the app questions are answered quickly and clearly very. easy to contact Reviewed on: 10th February 2022

good

good services very good communication Reviewed on: 10th February 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Student Credit Card
from NatWest 4.31 from 6 reviews
Credit card
from Debenhams 2.38 from 13 reviews
Credit Card
from Allied Irish Bank - AIB 3.42 from 6 reviews

Want to see more from Zopa?

Current account
from Zopa 5.00 from 2 reviews
Cash ISA
from Zopa 4.94 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub