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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 30th Mar 2026
156250% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026
Gus Ibrahim's avatar
Gus Ibrahim

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43503)

Love it

5
Great company so easy to work with. Reviewed on: 29th March 2022
Richard Morris's avatar
Richard Morris

Great service

5
I will recommend this to a friend, they are reliable. Reviewed on: 29th March 2022
Susan's avatar
Susan

Brill

5
So far everything is great ease setting up and communication been excellent. Have no issues at all Reviewed on: 29th March 2022
Dave lough's avatar
Dave lough

Excellent

5
Very happy with this card easy 2 use Reviewed on: 29th March 2022
Tine Flint's avatar
Tine Flint

Excellent

5
Excellent company , Customer service has been excellent every time I have a problem they are always there to help Reviewed on: 29th March 2022
Brian Ure's avatar
Brian Ure

Very good card and would recommend to a friend/ family

5
This card has help me out so much with paying for food for my family. And keeping my car on the road so I can go to work and keep import I g food food /drinks to the country so we can eat and drink Reviewed on: 29th March 2022
David doncaster's avatar
David doncaster

Excellent

5
Very good and helpful, my everyday purchase card. Reviewed on: 29th March 2022
Sam Nwoke's avatar
Sam Nwoke

Great and speedy service

5
Card application was dealt with very quickly and card received in no time at all! Reviewed on: 29th March 2022
George Gillespie's avatar
George Gillespie

Simple and great!

5
Zopa credit card and app are simple and great. Everything is a click away, you can adjust payments, pay it all quite quickly and without hassle. 5* Reviewed on: 29th March 2022
Ines Damasceno 's avatar
Ines Damasceno

Best card around.

5
Easy to use and helps you out.no problem. Good to have something to rely on. Reviewed on: 29th March 2022
A graham's avatar
A graham

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