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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Awesome bank

Always hard to get a card with bad credit but these at zopa have welcomed me with open arms thanks for everything Reviewed on: 29th March 2022

Great product

Fantastic service highly recommended Reviewed on: 29th March 2022

VERY EFFICIENT SERVICE

I have been so impressed with Zopa so far, the ease of use of the app to the emails explaining everything thoroughly. No complaints at all. Reviewed on: 29th March 2022

Easy and quick!

Really east and quick application and app is good to work around. Always have my questions and queries answered quickly! Highly recommended Reviewed on: 29th March 2022

Easy and reliable

I have had a zopa credit card for the last year, what a change to my quality of life. The app is easily accessible on all formats and so simple to use. The interest rates are very competitive Thank you zopa Reviewed on: 29th March 2022

Amazing company

Great service , easy to apply , very straightforward app , generally brilliant customer service Reviewed on: 29th March 2022

Its Great

easy to use and understand. had my card set up within a week. Reviewed on: 29th March 2022

Great card

Easy to use app. Application is easy and takes minutes and fair credit limit given Reviewed on: 29th March 2022

Very professional and helpful

Always good to know that you are in safe hands Reviewed on: 29th March 2022

Easy to get and use

It was so simple and straightforward and done so easily and quickly. The app helps manage and use the card and track my spending. Reviewed on: 29th March 2022

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