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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Amazing

Easy to apply, quick response , card sent with in a week, easy to download the app , easy to access my account Reviewed on: 13th January 2023

Really good card

I love the Zopa card and when I use it abroad you don’t get charged which is better than carrying cash Reviewed on: 13th January 2023

Easy to use card

Great card. I particularly like the fact that payments to the account show up on your balance instantly. Reviewed on: 13th January 2023

Astonishing customer service

Very handy and affordable. The customer care is there when needed with prompt , swift and helpful responses . No stress Reviewed on: 13th January 2023

Fantastic service

I have received the best service I could expect from a credit card company I am very happy with the help and support I have received Reviewed on: 13th January 2023

Excellent provider

Very good customer service and overalll an excellent credit card provider!! Reviewed on: 13th January 2023

Absolutely good card

Quick review.Easy to handle.Really like if top up money I can see it on my account immediately. Reviewed on: 13th January 2023

Is very nice I used normal

This for zopa this is very cool and easy Reviewed on: 13th January 2023

Excellent

Excellent pepper and stress free credit card management Reviewed on: 13th January 2023

Hassle free use with the option of balance transfer

From painless application to easy use - both buying and paying the credit card - makes Zopa a winner for me Reviewed on: 13th January 2023

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