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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Very good

4
Very easy to handle and every payments shows in my account directly as soon as i paid it. Reviewed on: 7th February 2022

Great

4
Excellent service communication is very good Reviewed on: 7th February 2022

Top bank

4
It’s all good stuff, what else can I say? Reviewed on: 7th February 2022

Great service

5
Great app easy to use good over all Reviewed on: 7th February 2022

Excellent

5
Very helpful quick response good company apps are good Reviewed on: 5th February 2022

A friend indeed!

5
Zopa has been on hand to help me out when I've found myself with a drop in income. I feel the service is fantastic and would recommend it! Reviewed on: 4th February 2022

Easily accessible website

5
Website is easy to use making keeping up with transactions easy Reviewed on: 4th February 2022

Quick friendly staff

5
Had a little trouble setting up but customer service was very helpful now sorted and going well Reviewed on: 4th February 2022

Excellent service

5
As someone who is striving to rebuild my credit score, the speed and ease of the application process was exceptional Reviewed on: 4th February 2022

It's the best credit card that I have ever used

5
It's brilliant I will always use it Reviewed on: 4th February 2022

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