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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Excellent!

The only credit card company to accept me when I really need it, amazing!! Reviewed on: 29th March 2022

Really good service

Since I have been with them I had no problems really pleased with Zopa. Reviewed on: 29th March 2022

Amazement

Everything about this card is great, easy to use and the app is handy with tips on how to help one save and manage their money Reviewed on: 29th March 2022

Helpful

Gave me the chance I needed and a new start Reviewed on: 29th March 2022

Happy

From I joined zopa I couldn't be very happy with there service and very help staff and understanding Reviewed on: 29th March 2022

Felix

Prompt response and easy application Reviewed on: 29th March 2022

Excellent bank. Always happy to help.

Excellent bank. Quick response and decision. Always happy to help and answer any questions or queries. Goes above and beyond. Reviewed on: 29th March 2022

Best credit card company I have used!

I have had bad credit score and these guys have helped me build my credit score up! I would highly recommend Zopa to anyone! Reviewed on: 29th March 2022

Its Fabolous

I am very happy to having zopa card amazing service zopa keep it going up. Reviewed on: 29th March 2022

Friendly credit card company

Love my Zopa card. Easy to use and manage with the app. Highly recommended to anyone looking to build their credit rating. Love it! Reviewed on: 29th March 2022

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