Paid advertisement
Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,345 reviews, last reviewed 31st May 2026
48% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026
Loredana P's avatar
Loredana P

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44345)

No hassle, no fuss, just perfect!

5
Simple, straightforward! You feel respected when you apply! Other banks you feel you are asking for the heavens! Well done Zopa. Reviewed on: 13th January 2023
Smaine's avatar
Smaine

Good

5
Very good experience and easy to use the application Reviewed on: 13th January 2023
srikanthlingala191@gmail.com's avatar
[email protected]

Good card for low credit score

5
Happy with zopa, easy to apply and do balance transfer for people with low credit rating would definitely recommend! Reviewed on: 13th January 2023
Marie-louise thompson's avatar
Marie-louise thompson

Excellent

5
Upfront and helpful, better than others. Reviewed on: 13th January 2023
Gordon 's avatar
Gordon

Very good

5
Just got my card. Everything running smoothly Reviewed on: 13th January 2023
Andrew Forde's avatar
Andrew Forde

Excellent

5
This company help me a lot in sorting out things financially Reviewed on: 13th January 2023
Emily's avatar
Emily

Very helpful and easy to use

5
Great customer support and very good app Reviewed on: 13th January 2023
Margaret bunce 's avatar
Margaret bunce

Brilliant

5
Brilliant company has helped me build a better credit rating Reviewed on: 13th January 2023
Julie's avatar
Julie

Couldnt ask for better

5
I have experience with a few different credit card providers and none have been as helpful as Zopa! Better rates than most and always on hand if you need help/advice. They’re easy to contact, extremely easy to make payments and they keep you updated with regular statements, emails and offers! Reviewed on: 13th January 2023
Kaylon's avatar
Kaylon

Best Card!

5
Very easy to use credit card so glad I was accepted and I can now start building my credit score, thanks Zopa! Reviewed on: 13th January 2023
Ryan Hall's avatar
Ryan Hall

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69083 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1793 reviews
    Zopa

  • Cash ISA

    from Zopa 4.84 from 1545 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill